Are You Making Progress Financially?

Every action we take moves us in a certain direction, this

includes each time we spend. According to Robert Kiyosaki in

Rich Dad, Poor Dad, with every dollar we spend, we are

making a decision to be rich, poor or middle class. Each dollar

adds up and moves us towards a certain destination. The

problem is, most people have no clue what direction they are

heading financially. They simply take it one day at a time,

praying and hoping for the best.

Each time we act, we are creating something, whether we

are aware or not. We are causing something to happen. We

can live our lives either intentionally or by default. By living

intentionally, we have clear goals and act in alignment with

those goals. It means we are acting intentionally. We save

and invest intentionally because we want to achieve a

certain outcome in the future. We know where you are

going, and are deliberately taking the road that will lead you

there. If you don’t know where you are going, any road will

take you there.

Where are you heading financially? Are you making progress

in that direction? Is the way you spend moving you in the

direction you want to go? How do you make your spending

decisions? Do you buy something because everyone around

you has one, or you buy it because you really need it and

buying it does not derail your financial goals?

Do you save before spending or spend before saving? Are you

moving a step towards your financial goal each month or it is

a hit and miss affair?

How have you done this year so far? Have you gone past the

50% mark or have given up months ago? If you lose your job

today, what would you do if another one does not show up in

the next one year?

These are good questions to ask yourself as you go along.

What do you think?

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