Are You Making Progress Financially?
Every action we take moves us in a certain direction, this
includes each time we spend. According to Robert Kiyosaki in
Rich Dad, Poor Dad, with every dollar we spend, we are
making a decision to be rich, poor or middle class. Each dollar
adds up and moves us towards a certain destination. The
problem is, most people have no clue what direction they are
heading financially. They simply take it one day at a time,
praying and hoping for the best.
Each time we act, we are creating something, whether we
are aware or not. We are causing something to happen. We
can live our lives either intentionally or by default. By living
intentionally, we have clear goals and act in alignment with
those goals. It means we are acting intentionally. We save
and invest intentionally because we want to achieve a
certain outcome in the future. We know where you are
going, and are deliberately taking the road that will lead you
there. If you don’t know where you are going, any road will
take you there.
Where are you heading financially? Are you making progress
in that direction? Is the way you spend moving you in the
direction you want to go? How do you make your spending
decisions? Do you buy something because everyone around
you has one, or you buy it because you really need it and
buying it does not derail your financial goals?
Do you save before spending or spend before saving? Are you
moving a step towards your financial goal each month or it is
a hit and miss affair?
How have you done this year so far? Have you gone past the
50% mark or have given up months ago? If you lose your job
today, what would you do if another one does not show up in
the next one year?
These are good questions to ask yourself as you go along.